PPP calculator
Free, no sign-up · Facts checked 18 Oct 2026
What a salary or price is really worth in another country, by buying power.
1₹12 lakh a year · India → USA
Same lifestyle in the USA per year$60,487- By the exchange rate
- $13,768 a year
- PPP gap
- +339%
Work it out
Same lifestyle in the USA per year
$60,487
exchange rate says $13,768 · +339% gap
₹12,00,000 a year in India buys about as much as $60,487 a year in the USA, by buying power. At the exchange rate it is $13,768.
- By the exchange rate
- $13,768 a year
- PPP gap
- +339%
- In international dollars
- $60,487 a year
- Per month
- $5,041
Living in the USA on the same lifestyle takes $60,487 a year; the exchange rate alone would suggest $13,768.
What it is made of
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From your numbers
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- Prices in the USA are about 339% higher than in India once you convert at the exchange rate.
- Tax changes the picture a lot, especially against the Gulf. Turn on After tax to compare take-home pay.
Milestones
Exchange rate or buying power
Your amount in the USA, two ways.
Amounts in $ a year. Household-consumption PPP (World Bank, 2025).
The same buying power in every country
Always open, in full.
| Country | Same lifestyle | By exchange rate | Price level vs USA |
|---|---|---|---|
| USA | $60,487 a year | $13,768 a year | 1 |
| UK | £42,432 a year | £10,457 a year | 0.92 |
| Germany | €43,484 a year | €12,185 a year | 0.81 |
| Netherlands | €46,412 a year | €12,185 a year | 0.87 |
| Ireland | €54,680 a year | €12,185 a year | 1.02 |
| Canada | C$76,244 a year | C$19,249 a year | 0.9 |
| Australia | A$88,590 a year | A$21,368 a year | 0.94 |
| New Zealand | NZ$92,491 a year | NZ$23,682 a year | 0.89 |
| UAE | AED 152,851 a year | AED 50,563 a year | 0.69 |
| Saudi Arabia | SAR 113,153 a year | SAR 51,630 a year | 0.5 |
| Qatar | QAR 166,673 a year | QAR 50,116 a year | 0.76 |
| Oman | OMR 11,003 a year | OMR 5,294 a year | 0.47 |
| Kuwait | KWD 11,081 a year | KWD 4,220 a year | 0.6 |
| Bahrain | BHD 11,099 a year | BHD 5,177 a year | 0.49 |
| Singapore | S$61,927 a year | S$18,002 a year | 0.78 |
| Malaysia | RM 86,533 a year | RM 58,988 a year | 0.33 |
| Japan | ¥6,250,544 a year | ¥2,060,495 a year | 0.69 |
Full breakdown
- By the exchange rate
- $13,768 a year
- PPP gap
- +339%
- In international dollars
- $60,487 a year
- Per month
- $5,041
- Exchange rate used
- 1 ₹ = 0.0115 $ (2025 avg)
Guide
What PPP means
Purchasing power parity (PPP) compares money by what it buys, not by the exchange rate. A haircut, a bus ride, a plate of idli or a month's groceries costs far fewer dollars in India than in the USA. So ₹1 lakh converted at the exchange rate looks small in dollars, but buys a lot more at home than those dollars would in New York.
The World Bank publishes PPP conversion factors: how many units of local money buy what one US dollar buys in the USA. This tool uses the factor for household consumption (what families actually spend on), which is the fairest base for comparing salaries and living costs. The figures are for 2025 (Qatar 2024), from World Bank data updated on 8 October 2026, beside the 2025 average exchange rates.
Arun's Dubai offer
Arun is a software engineer in Coimbatore earning ₹18 lakh a year. A company in Dubai offers him AED 20,000 a month.
| Comparison | Amount |
|---|---|
| The offer at the exchange rate | about ₹57 lakh a year |
| The offer by buying power in India | about ₹18.8 lakh a year |
| His ₹18 lakh by buying power in the UAE | about AED 19,100 a month |
At the exchange rate the offer looks three times his pay. By buying power, living in Dubai on AED 20,000 a month is only a little better than his life in Coimbatore. The real gain comes from what he saves and sends home: each dirham saved in Dubai buys in India about what AED 3 buys there. Turn on After tax to compare take-home pay, since the UAE has no income tax on salaries.
How to use this tool
- Pick the From country, where the amount is earned, and the To country to compare with.
- Say whether the amount is a year, a month or an hour (a freelance rate counts as 2,080 hours a year).
- Type the amount in the From country's own money.
- Read the same-lifestyle amount, and the exchange-rate amount beside it.
- Turn on After tax, Compare an offer or My exchange rate for a closer look.
The table at the end shows your amount's buying power in every listed country at once.
Exchange rate vs PPP
The exchange rate tells you how much money you get when you convert. PPP tells you how far that money goes. For travel, sending money or paying a foreign bill, use the exchange rate. For comparing salaries, rents and lifestyles between countries, use PPP. The PPP gap shows how far apart the two are: for India and the USA, prices are less than a quarter of US levels at the exchange rate.
Freelancers and remote work
If you charge foreign clients in dollars and live in India, your income goes much further at home. Pick An hour, type your rate, and see the Indian lifestyle it pays for. To plan a rate, start from the monthly lifestyle you want and use the freelancer insight.
What PPP does not tell you
- City costs. PPP is a national average. Rent in Mumbai or Bengaluru, or in central London, is far above it.
- Things that cost more in India. Imported cars, electronics and international schooling cost the same or more.
- Things that cost less in India. Domestic help, local transport and many services cost far less.
- Tax and benefits. Health insurance, pensions and taxes differ by country; add them yourself.
Common mistakes
- Comparing salaries at the exchange rate. It overstates foreign pay for living there, and understates Indian pay.
- Forgetting tax. Gulf salaries are often tax-free; US, UK and Indian ones are not.
- Ignoring savings. A foreign job can make sense even at equal lifestyle if you can save more and send it home.
These are averages from official data, not a quote for your city or lifestyle. This is a guide, not advice.
Sources
Facts checked 18 Oct 2026WBPPP conversion factor, households and NPISHs final consumption expenditure (PA.NUS.PRVT.PP) · World Bank, International Comparison Program2026
The 2025 household-consumption PPP factor for each country (Qatar 2024), which gives the same-lifestyle amount. data updated 8 Oct 2026
WBOfficial exchange rate, LCU per US$, period average (PA.NUS.FCRF) · World Bank2026
The 2025 average exchange rates used for the exchange-rate amount, unless you type your own. data updated 8 Oct 2026
Questions
What is $100,000 in the USA worth in India?
By household buying power in 2025, about ₹19.8 lakh a year buys a similar lifestyle in India, while the exchange rate converts it to about ₹87 lakh.
Is a salary in Dubai better than one in India?
At the exchange rate it usually looks much bigger. By buying power the gap is smaller; the real advantage is often tax-free pay and what you can save and send home.
Which PPP data does this tool use?
The World Bank's 2025 PPP conversion factors for household consumption, and its 2025 average exchange rates, from data updated on 8 October 2026.
Why is PPP different from the exchange rate?
Exchange rates follow trade and money flows; PPP follows the prices of everyday things. In India many everyday goods and services cost far less than the exchange rate suggests.
Does PPP work for one item?
Not well. It is an average over everything households buy; one item, such as a phone, can be dearer in India.
How do I compare an hourly freelance rate?
Pick An hour and type your rate. The tool counts 2,080 working hours a year (40 hours a week, 52 weeks).