Terms & Conditions

Last Updated: January 1, 2026

Welcome to Elathi Digital (https://elathi.xyz).

These Terms and Conditions (“Terms”) govern your use of the Elathi Digital website, including our agency services, free web applications, calculators, and blog content. By accessing or using this website, you agree to be bound by these Terms. If you disagree with any part of these terms, please do not use our website.

1. Intellectual Property Rights

Unless otherwise stated, Elathi Digital and/or its licensors own the intellectual property rights for all material on this website, including but not limited to the design, code of the web applications, calculator logic, graphics, and written content. All intellectual property rights are reserved.

You may access this from elathi.xyz for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from elathi.xyz.
• Sell, rent, or sub-license material from elathi.xyz.
• Reproduce, duplicate, or copy our calculators or code for commercial use.
• Redistribute content from Elathi Digital (unless content is specifically made for redistribution).

2. Disclaimer Regarding Calculators & Tools

This is the most important section of these Terms.

Elathi Digital provides various web applications and calculators (e.g., SIP Calculator, Construction Material Estimators, Tax Tools) for informational and educational purposes only.

• Accuracy: While we strive to ensure the logic and mathematics behind our tools are accurate, we do not guarantee that the results are free from errors.
• Not Professional Advice: The results generated by our Financial Tools do not constitute financial advice. The results generated by our Engineering/Architecture tools do not constitute professional structural advice.
• User Responsibility: You should not rely solely on these tools for making significant financial investments or construction purchases. Always consult with a qualified professional (Financial Advisor, Chartered Accountant, or Civil Engineer) before making decisions.
• Liability: Elathi Digital shall not be held liable for any losses, damages, or discrepancies arising from the use of our calculators.

3. Agency Services

If you engage Elathi Digital for professional services (Web Design, Social Media Marketing):

• Specific terms regarding payments, timelines, and deliverables will be outlined in a separate Project Proposal or Service Agreement provided at the start of the project.
• In the event of a conflict between these general website Terms and a specific Service Agreement, the Service Agreement shall prevail.

4. Third-Party Links and Ads

Our website uses Google AdSense to serve advertisements. We may also link to third-party websites or services that are not owned or controlled by Elathi Digital.

• Elathi Digital has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
• You acknowledge and agree that Elathi Digital shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites.

5. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Elathi Digital, nor its owner (Anand Kumar), be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the website;
• Any content obtained from the website;
• Unauthorized access, use, or alteration of your transmissions or content.

6. User Conduct

You agree not to use the website in a way that:

• Causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.
• Involves any fraudulent, illegal, or harmful activity.
• Involves automated data collection (scraping, mining) without our express written consent.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of India. You hereby submit to the non-exclusive jurisdiction of the courts located in Chennai, Tamil Nadu for the resolution of any disputes.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.

9. Contact Us

If you have any questions about these Terms, please contact us:

• Email: elathiofficial@gmail.com
• Website: https://elathi.xyz/contact